Happens to everyone. In motorcycling there is an old saying, "It's not if you will go down, it's when." I remember buying an M5 that had just been upgraded by Dinan. I was driving over the hill on my way to the dealer to pick up an accessory and as I was stopped dead in traffic, someone rammed my back end so hard it pushed me into the car in front of me. Week old car, bah-bammmmm! I also remember buying a K1200RS motorcycle and no less than a day old when I was stopped in traffic on a road with a steep slant to it. I put the wrong foot down and bah-bammmm, I dropped the bike. The phrase, "s*it Happens," should be amended to: "s*it Happens All The Time."
Funny anecdote: To say that I like my vehicles pristine is an understatement. I had just gotten my first motorcycle at age 60 and went for a ride with some friends who were riding aggressively. I leaned the bike too much and scraped one of the foot-peg feelers. I immediately went to the dealer to order a new feeler. The parts manager refused to order it stating that most folks ride for years trying to scrape their feelers. He told me to consider it as a symbol of accomplishment. I walked out the door without ordering.....