I am just under 5 feet tall and live in Santa Cruz. Looking for an e bike that I can reach the ground with my toes at least and that is stable with a comfortable ride. I need a bike that I can choose whether or not to pedal much, and that will handle some hilly terrain. I would like to be able to choose a color ( not required but would be nice) and be able to accessorize with fenders, light and basket it not standard. Price under 3 k is preferred. Any thoughts?