So I saw what I think is my first bike crash today. Maybe I saw some when I was a little kid but I forgot. I was driving my car up to a 4 way stop. A guy in no shirt and speedo was flying down the hill to my left. (It is a large downhill coming off the mountain.) He didn't slow down and was attempting to make a right and drive on-coming to me. He was going too fast and ended up in my lane. When he looked up, you could see the look of horror. He hit his brakes (or maybe just the front brake) He swerved and then went endo over the bike on to the street. Hard. I stopped and asked if he was ok. He said yes and then picked up the bike and took it over to the sidewalk and sat down with it. I'm never biking without a shirt in a Speedo. (But that would be a pretty bad visual anyway!) He was, to his credit, wearing a helmet.